If you want to wake up to scenic views every morning, Arizona Retirement Communities is right for you. The scenery is beautiful there, well known for its breathtaking mountains and plateaus. The Grand Canyon, one of the seven wonders of the world is also there.
You could describe retirement as a point in time when you are no longer working to support an aggressive lifestyle, or it can be described as a period when you can pick and choose what you want to do in life. Either way, once your retirement starts you’ll discover that you need a transitional period of 12 to 18 months before you really get into the swing of being retired.
Certain retirees will sell their home, pack-up and move to a remote lake where they can enjoy a simpler lifestyle, nature, quiet, and a social life with similar friends and neighbors. But alas, unexpected things can happen there. Think ahead first, even if you have owned a lake home already.
Is this you? Are you nearing retirement age or maybe already retired? Are you looking for some good solid lifetime retirement income planning strategies?
As baby boomers near retirement age many are finally starting to seriously look at their pension and superannuation requirements and ways in which they would prefer to spend their new leisure time and still be able to enjoy a guilt-free retirement. It is very unfortunate that this Global Financial Crises has occurred at this time in their lives. Many breadwinners may feel guilty that their retirement nest eggs have now been halved.
I’m not a guy who easily gets caught up in statistics because people can generally shape the numbers any way they choose to prove their point. Back in early January of this year however, I read an article that congratulated the first wave of the Baby Boomer generation for “officially” turning 65. I have to say, the statistics mentioned in the article shocked me. Why, you may ask? We all knew the boomer retirement wave was coming. I was one of the first to start quoting McKinsey’s famous study on the War for Talent from the early 90’s who let us know that 78 million of these boomers were leaving the workplace. McKinsey’s prognostication was that we were about to experience not only a worker shortage, but a drain on intellectual capital unlike anything employers had ever experienced before.
When you think of your retirement what do visualise? Travelling the world visiting exotic countries, spending time chilling out playing golf or merely having more quality time to spend with your family. Many of us dream of being able to do the things that we don’t have time to do when we are working but sadly the reality, for many, will be very different. The real prospects will be having to work longer (which will involve covering for less productive colleagues for even longer) and having less pension than would have originally been predicted. Is there an alternative?
Are you looking for a good retirement income plan? Has your IRA diminished significantly and you realize you can’t live on social security alone? If you are nearing retirement or have already retired, these are perhaps some of your concerns.
It seems the media is finally taking note that a number of us in the last half of our lives (boy does that phrase make me feel old) enjoy life-long learning. The front page of our local paper highlighted a man close to 90 who is graduating with his PhD.
Many people ponder the idea of developing a retirement business to supplement their income. For some this sounds like the ideal solution, and for others, their thoughts are, “I’ve worked my whole life. It’s MY time now…
