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When comparing your bank financing to an independent equipment finance company, you have to make sure you are evaluating all the key parameters, not just one. Clearly, the fine print and terms of the transaction are more important than the big numbers. Banks work well within their space but have proven time and again not to be as flexible or solution-oriented as an independent finance company which solely focuses on business lending can be.

Brief Overview: Your business plan needs to communicate the business to a complete stranger. Make the explanation very clear – be very wary of the assumptions that your culture makes about the way that the ‘world works’.

Getting a business off the ground is no easy task, but a start up business loan makes the challenge a little easier. There are some steps that make the chances of securing approval.

Michael Moore recently made the argument, during a CNBC interview, that the future Steve Jobs could be out there, with the next idea to advance our society, but the big banks are not lending to small businesses or entrepreneurs, so we may never see it. Long term credit can be extremely cheap, if you have the right relationships and know how to present your package properly.

Trying to start or expand a business, and need a loan or line of credit? Whether you qualify for a bank loan or not depends on many factors including the specific bank you’re applying at, as well as the type of business you’re running. This article will help you get things in order before you apply for your loan.

The lending industry as a whole has changed quite a bit over the last five years. Commercial lending hasn’t been immune to the many changes affecting the industry. Here is a summary of what commercial lenders look for when deciding on approving a commercial mortgage loan or not.

Commercial mortgage brokers have many sources of capital to choose from when placing a commercial mortgage request with a lender. Who are these lenders, and which is best for your particular needs?

Business loans are still hard to get in this slow market. But, if you are still seeking capital, try these alternative funding strategies.

Lenders often demand far more security than they need when a business borrower seeks a loan. While this may be a prudent and cautious lending strategy for banks, it can prove disastrous for a business borrower or guarantor who pledges personal collateral for the loan.

Working capital loans are a kind of loan that is intended to bankroll daily operations of a business or a company. Business owners and executive officers of a large company know the indicators to monitor just in case they are in need of a working capital loan from a bank or other alternative credit financing firms. Normally, a business needs this type of loan if they are having a fiscal crisis within the company or they need additional funding to expand their operations. Under these instances and many more, a working capital loan is really necessary to the survival of both a small business start-up and established business.